Gandhi knows his finances

"As long as you derive inner help and comfort from anything, you should keep it. If you were to give it up in a mood of self-sacrifice or out of a stern sense of duty, you would continue to want it back, and that unsatisfied want would make trouble for you. Only give up a thing when you want some other condition so much that the thing no longer has any attraction for you, or when it seems to interfere with that which is more greatly desired."-- Mahatma Gandhi

Gandhi has the answer to personal finances.

Points he made:

Don't force yourself to give up things just because you should, because it'll hurt more than it'll help.

Identify your priorities and goals, and use them to make decisions about what's worth spending on.

Figure out what things genuinely bring you "inner help and comfort."

Found this at Gandhi on budgeting check there for the author's insights.