Clarifying some confusion

I was visiting my friend last night, who asked me about the free credit report. I realized that I wasnt clear in my post about checking your credit report once a year. It is FREE to check all THREE of your credit reports (Transunion, Equifax, Experidan), each a year. It doesn't mean you check Transunion and you pay to check Experidan.

It is very important to check all three and to check for errors. Checking one is not good enough. I first learnt about the credit bureaus, when I was an identity thief victim. We need to be aware and protect our credit reports by checking them once a year.